RESIDENTIAL & COMMERCIAL INSURANCE CLAIMS
At Murphy ETC Claims we work for you, not the insurance company. Whether you’re a homeowner, business owner or condo association, our experts will represent your interests to get you the settlement check you deserve!
ROOF DAMAGE
- Missing or cracked roof tiles
- Shingles missing or creased
- Water stains on the ceiling
- Leaks
THEFT & VANDALISM
Unfortunately, despite our best efforts to protect our property, both homeowners and commercial property owners can be victims of vandalism. When this happens to you, it’s important to have someone at your side to represent your best interests and maximize your settlement check.
- Graffiti on the exterior of your property
- Broken windows and lights
- Damaged lawns and landscaping
- Missing items
FIRE & LIGHTNING DAMAGE
Here in Florida, our storms can be severe. Lightning strikes can spark sudden fires, and of course fires may start for other reasons including electrical issues, or even our annual Everglades fires. This type of damage can be heartbreaking, and it can be challenging to prove what was lost. Having a Florida Licensed Property Adjuster to represent your claim can make a significant difference to the size of your check.
MOLD DAMAGE
In Florida, we are no strangers to water damage from flooding and hurricanes. When water damages your home, you can bet that mold damage is not far behind. If you have a mold problem, we will not only work to connect you with the right professionals to clean up the mess but also help you get the compensation you need for repairs.
WATER & FLOOD DAMAGE
You don’t need to live in a flood zone to end up with water damage. Some areas of Florida have poor drainage, while others may experience a water main break. Whatever the cause, water damage is serious and in our climate can quickly lead to toxic mold. We work with property owners from the time the damage occurs to connect them with reputable contractors for quick cleanup, while still documenting the damage in order to prove the loss.
Sources Of Water Damage
- Pipe Breaks
- Toilet, Laundry or HVAC Overflow
- Leaky Pipes
- Failed Drain Lines
- External flooding
BUSINESS INTERRUPTION
If your business insurance policy includes business interruption coverage, you may be able to receive compensation in the event you need to close your doors. Even in the current climate of COVID-19 and insurance companies denying claims, depending on the wording of your policy there are ways to receive compensation.
- Loss of revenue
- Higher operating cost
