After a record-breaking 2020 hurricane season, every homeowner in Florida should be preparing for hurricane damage this year. In this article, readers can find tips for keeping their damage to a minimum. Hurricane season is making the news once again. According to the National Oceanic and Atmospheric Administration, many meteorologists are considering moving the Atlantic hurricane season start date from …
Property insurance claims need the proper documentation. This article discusses one of the most important documents that you need to have. It’s not going to be easy. It isn’t exciting, especially if you have to spend a few weekends documenting everything of value in your home, including electronics, jewelry, expensive furnishings, artwork, high-end appliances, expensive or specialty items of clothing, …
Want to learn how to file a successful mold insurance claim? This article offers some tips for navigating the process. Most homeowners neglect to take mold seriously until it becomes an expensive problem. Not only can mold remediation be expensive, but mold is also hazardous to your health and the health of your family. If you think that you may …
Does insurance cover cast iron pipe leaks? It depends. This article highlights some of the practical issues surrounding this common problem. If your home was built before 1972, your plumbing system could be a ticking time bomb waiting to blow. Why? The reason is simple—cast iron was the material of choice for most home plumbing. As you may know, cast …
If your home has experienced water damage, do not hesitate to contact an insurance claim expert. Get in touch with me today so we can discuss your needs. Water is one of the most common reasons homeowners file insurance claims. If you expect your insurance to cover your losses, however, you should familiarize yourself with the different types of homeowner’s …
Mold is a pesky problem for many homeowners. Not only are costs of repair high, but this fungus can also lead to various respiratory health problems. While homeowners insurance protects your house in a wide range of circumstances, the key is knowing what situations you’ll receive coverage for. Since mold repair expenses are so high, a common question persists: Does …
The purpose of homeowner’s insurance is to protect your home in case it is damaged. In some cases, your mortgage lender may require you to carry a policy known as force-placed insurance, or lender-placed insurance. What is this type of insurance and what should you know about it? I answer these questions below. What Is Force-Placed Insurance? When you take …
Since at least April, most people have known that the 2020 hurricane season would be particularly volatile. The latest news, however, puts Floridians’ chances of filing a hurricane insurance claim even higher (and they were already pretty high). According to NPR, the number of named Atlantic storms that we are likely to see this year could be between 19 and …
As I have written previously, Floridians still have time to reopen or file a claim for hurricane damage that occurred when Irma hit us in 2017. But time is running out. I want to make something clear—if you have filed a claim in the months following the destruction of Hurricane Irma, the resistance you got from the insurance company may …
According to Dr. Phil Klotzbach, an atmospheric scientist at Colorado State University, the 2020 hurricane season is going to see “above normal” hurricane activity. For Floridians, a higher than average number of hurricanes and tropical storms could mean a higher risk of hurricane damage to homes and other property. With two named storms—Arthur and Bertha—already occurring before hurricane season even …
