Mold is a pesky problem for many homeowners. Not only are costs of repair high, but this fungus can also lead to various respiratory health problems. While homeowners insurance protects your house in a wide range of circumstances, the key is knowing what situations you’ll receive coverage for. Since mold repair expenses are so high, a common question persists: Does …
The purpose of homeowner’s insurance is to protect your home in case it is damaged. In some cases, your mortgage lender may require you to carry a policy known as force-placed insurance, or lender-placed insurance. What is this type of insurance and what should you know about it? I answer these questions below. What Is Force-Placed Insurance? When you take …
Since at least April, most people have known that the 2020 hurricane season would be particularly volatile. The latest news, however, puts Floridians’ chances of filing a hurricane insurance claim even higher (and they were already pretty high). According to NPR, the number of named Atlantic storms that we are likely to see this year could be between 19 and …
As I have written previously, Floridians still have time to reopen or file a claim for hurricane damage that occurred when Irma hit us in 2017. But time is running out. I want to make something clear—if you have filed a claim in the months following the destruction of Hurricane Irma, the resistance you got from the insurance company may …
According to Dr. Phil Klotzbach, an atmospheric scientist at Colorado State University, the 2020 hurricane season is going to see “above normal” hurricane activity. For Floridians, a higher than average number of hurricanes and tropical storms could mean a higher risk of hurricane damage to homes and other property. With two named storms—Arthur and Bertha—already occurring before hurricane season even …
COVID-19 has affected many aspects of your everyday life. Your income may have been impacted, your communication with others is hindered, and your way of life overall. But that hasn’t affected anything with the way your property is run and maintained. COVID-19 hasn’t stopped water heaters from bursting, or fires from starting. And with social distancing and the scare of …
In September of 2017, Hurricane Irma came barreling up the western coast of Florida’s peninsula, leaving a path of destruction across most of the state. There was so much Hurricane Irma damage done that over 838,000 claims were filed. Was yours one of them? Are you part of the 93 percent of claims that have been closed? If so, the …
